Can I send money to someone outside the U.S.?

Unfortunately no, sending money with your PODERcard Debit is limited to residents of the United States. If you want to send money, we recommend that you choose to send a remittance. Click here for a guide on sending remittances.

How can I pay my home country bills from the US?

Paying your home country bills from the US is possible, but not with the PODERcard Debit. However, feel free to review some options for paying bills abroad.

Important Note: The following payments are prohibited through the PODERcard Debit bill payment service:

• Payments to Billers outside the United States or its territories
• Payments prohibited by law

Please review the Deposit Account Agreement for additional details.

What happens if I am abroad?

If you travel abroad you can still use your PODERcard Debit to make purchases and withdraw cash, however, note that there may be some additional charges. If you are conducting a transaction in a currency other than US dollars, the merchant, network, or card association that processes the transaction may convert any related debits or credits to US dollars in accordance with their current policies.

You will be charged a fee equal to 3% of the transaction amount* (including credits and cancellations) for each transaction (in US or foreign currency) that you make at merchants (including foreign websites) outside the United States or in a foreign currency. This includes cash withdrawals.

*See Deposit Account Agreement for fees and additional details.

Welcome Tech dba SABEResPODER is not a bank. Banking services provided by Thread Bank, Member FDIC. The PODERcard Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc and may be used everywhere Visa debit cards are accepted. PODERcard account opening is subject to identity verification by Thread Bank.

Your deposits qualify for up to a maximum of $3,000,000* in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact [e-mail] with questions regarding the sweep program.

*See more here: https://go.thread.bank/sweepdisclosure.