How to cash and deposit checks at Walmart

Did you know that you can deposit a check of up to $1,000 directly to your PODERcard and have funds available in just 10 minutes? Participating Walmart stores make it possible so that you can deposit checks and make purchases immediately!

How to deposit checks at a participating Walmart Money Center

Step 1. Go to a participating Walmart Money Center and cash your preprinted check (e.g. payroll or government). You may have to pay an additional fee, depending on the check amount.

Step 2. Deposit up to $1000 of your check to your PODERcard for a $3.74 reload fee. Your funds will be available within 10 minutes.

Step 3. Save your receipt as proof of your reload.

Important: These services are not available in all states or stores. Reloads can’t exceed card limits. Additional fees apply for transactions over $1,000. Your receipt is proof of your reload.

Frequently Asked Questions

What type of checks can I cash and deposit at Walmart?

You may cash and deposit pre-printed payroll or government checks at Walmart.

How much does it cost to deposit a check cashed at Walmart?

A retail fee of $3.74 applies to money deposited at participating Walmart stores. Walmart check cashing fees also apply.

How fast will my money be available if I cash and deposit a check at Walmart?

Money will typically be available on your card and ready to use within 10 minutes when you cash and deposit a check at Walmart.

How can I deposit a check at Walmart without any fees?

Instead of swiping your card to deposit cash, generate a barcode on the PODERcard app and have the participating Walmart Money Center scan it. For more information on free cash deposits, click here.